And a lovely answer

Every home loan situation is different, so it's hard to estimate how long your specific home mortgage process will take. Some of the factors that affect the timeline include the type and terms of the home loan you're requesting, the types of documentation required in order to secure the loan and the amount of time it takes to provide your lender with those documents.

I have no idea.

all of them

Yes

It depends

A personal loan is an unsecured installment loan. Unsecured means the loan is not backed by collateral such as a home, boat or car. Just like other installment loans, they are paid back in equal monthly payments with a fixed interest rate.

A hard inquiry is captured on your credit report and indicates to other financial organizations that you have applied for credit. It may also impact your credit score. A soft inquiry does not impact your credit score and can only be seen by you if you request a copy of your credit report.

You could have a decision in as little as a few minutes, but some decisions may take longer depending on your circumstances and the type of loan.